University Federal Credit Union

University Federal Credit Union is based in Austin and has membership connections to universities, employers, and associations in Central Texas and Galveston County. Its June 2, 2026 directory record also describes an American Consumer Council membership route. Start with the official account-opening page to confirm which route applies to you. Separate location and fee-free ATM links below help you compare access before opening an account.

Founded in 1936, University Federal Credit Union is a not-for-profit, member-owned financial cooperative headquartered in Austin, TX. It reports approximately 417,920 members and about $4.2 billion in total assets as of the December 2025 NCUA Call Report. The credit union operates 29 branch location(s) on record with the NCUA. It is a federally chartered credit union regulated by the National Credit Union Administration (NCUA). Deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF).

Membership in University Federal Credit Union is based on its field of membership. According to information published on the credit union's official website: Membership is open to employees, students, or alumni of more than 250 universities, associations, and employers in Central Texas and Galveston County. Individuals can also join for free through the American Consumer Council. Its field of membership is described as: community, employer, and university-based membership. Eligibility rules can change, so confirm your specific eligibility directly with the credit union before applying.

UFCU publishes separate pages for personal-loan applications, credit-card comparisons, home loans, and rates and fees. Use those pages to compare a specific product, then check the branch and fee-free ATM locators for access near you. Checking, savings, auto loans, business banking, online and mobile banking, and financial education are also listed in the directory’s service record. Current terms and availability come from UFCU.